50-30-20 Budget Calculator
Allocate your income using the popular 50-30-20 rule — Needs, Wants, and Savings.
Monthly Income
Total: 100% ✓
🏠 Needs (50%)
Rent/EMI, groceries, utilities, insurance, transport, medicines, minimum loan payments
🎬 Wants (30%)
Dining out, entertainment, shopping, subscriptions, vacations, hobbies
💰 Savings (20%)
Emergency fund, SIP, FD, extra loan prepayment, retirement fund, investments
Your Monthly Budget
Needs₹40,000
Wants₹24,000
Savings & Investments₹16,000
Annual View
Annual Income₹9,60,000
Needs (yearly)₹4,80,000
Wants (yearly)₹2,88,000
Total Savings (yearly)₹1,92,000
If You Invest Your Savings
₹16,000/month SIP at 12% return
In 5 years₹13,19,782
In 10 years₹37,17,425
In 20 years₹1,59,86,367