Take-Home Salary Calculator

Break down your CTC into take-home salary. See deductions for PF, tax, insurance, and more.

CTC Breakdown

Annual CTC (₹)

Basic Salary (% of CTC)

HRA (% of Basic)

EPF Contribution (12% of Basic, capped at ₹15,000)

Professional Tax (₹2,400/year)

Tax Regime

Monthly Take-Home

₹69,800

Annual: ₹8,37,600

Earnings (Monthly)

Basic Salary₹40,000

HRA₹20,000

Special Allowance₹25,000

Gross Salary₹85,000

Deductions (Monthly)

Employee PF-₹15,000

Professional Tax-₹200

Income Tax (est.)-₹0

Take-Home₹69,800

CTC₹12,00,000

Employer PF-₹1,80,000

Gross Salary₹10,20,000

Total Deductions-₹1,82,400

Annual Take-Home₹8,37,600