Rent vs Buy Calculator

Should you rent or buy a house? Compare the total cost over time factoring in appreciation, rent hikes, and opportunity cost.

Property Details

Property Value (₹)

Down Payment (%)

Home Loan Rate (% p.a.)

Loan Tenure (years)

Property Appreciation (% p.a.)

Monthly Rent (₹)

Annual Rent Increase (%)

Investment Return (if you invest savings) %

Renting is better by ₹2,63,17,931

If You BUY

Down Payment₹16,00,000

Total EMI Paid₹1,33,29,840

Total Cost₹1,49,29,840

Property Value₹2,12,26,382

Net Worth₹78,96,542

If You RENT

Total Rent Paid₹1,37,28,589

Savings Invested₹16,00,000

Monthly Surplus₹30,541

Investment Value₹4,79,43,062

Net Worth₹3,42,14,473