EPF Calculator
Estimate your Provident Fund corpus at retirement with employer contribution, interest compounding & salary growth.
Your Details
Standard: 12% of Basic + DA
3.67% goes to EPF (rest 8.33% to EPS, max ₹1,250/month)
FY 2024-25: 8.25%
EPF Corpus at Retirement
₹2,61,10,206
At age 58 (30 years from now)
Your Contribution₹65,25,113
Employer Contribution (EPF)₹19,95,597
Interest Earned₹1,73,89,496
Existing Balance Growth₹19,57,084
Total Contributions₹85,20,710
Monthly Breakdown (Current)
Your EPF (12%)₹4,800/month
Employer EPF (3.67%)₹1,468/month
Employer EPS (8.33%, max ₹1,250)₹1,250/month
Total Monthly EPF Deposit₹6,268/month
Key Rules
- EPF interest is tax-free if service ≥ 5 years
- Employee contributes 12% of Basic+DA
- Employer: 3.67% to EPF + 8.33% to EPS (capped at ₹15,000 wage)
- Interest above ₹2.5L/year employee contribution is taxable (new rule)